MICHIGAN AUTO INSURANCE

Required - Liability in case you get sued, Medical/Disability(PIP) in case you are injured,      One Million Property Damage(PPI) in case you hit your neighbors house.

Optional - Comp and Collision for the car, Roadside Assistance, Rental Replacement while you car is being repaired, Un and Underinsured Motorists which pays you for serious injuries from an uninsured or underinsured driver.

HOME INSURANCE

Coverage for your House, Personal Property, Pays to house you in the event your house is damaged and you can't live in your home, covers other non commercial buildings, fences and pools on your property. Liability coverage in case you get sued and Medical coverage for guests.

Optional - "Guaranteed Replacement" that is limited by a percent, for example 25% over the insured amount. Full Guaranteed Replacement which will replace the your home regardless of the cost. You can also add special coverage for Jewelry, Snowmobiles, Atv's, Collections of art work or antiques, Guns and Boats.

All policy language applies.